BMW seized in Southport – No insurance

Merseyside police seized the BMW above in Southport this morning and the driver reported as they did not have a valid policy of motor insurance, Thursday 23 March 2017.

Driving without insurance is illegal and, some would say, immoral. But the threats of driving bans, fines and penalty points don’t seem to be enough to deter the thousands caught every year from doing so.

Once you realise that the culprits are often young men on low incomes, who insurers see as a high risk and charge a fortune for cover, it perhaps gives you an indication as to one of the main reasons they do.

Young drivers can pay a lot more for cover than more experienced motorists. Anyone who’s just past the driving test, and is in their late teens or early 20’s, might pay anywhere between £1,000 and £2,000 a year for car insurance.

 


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