Gold dominated 2025’s performance among traditional financial assets with an annual return of roughly 60%, the highest in nearly 50 years, surpassed only by silver and palladium. 2025 YTD Returns (as of December 20): Silver: +114% ($62/oz), all-time high broken Platinum: +96% Gold: +60% Palladium: +45% Bitcoin: +42% (for the first time since 2018, it underperformed gold in percentage terms) Copper: +32% S&P 500: +12% Nasdaq: +15% US 10Y bonds: -8% US Dollar Index: -5% If we looked at the following chart without knowing it shows the monthly history of gold and silver, we’d think it was tracking some cryptocurrency…
Author: Chanisa Mongkhonkay
Retail technology has evolved rapidly over the past decade. Cloud-based platforms, mobile checkout, and data-driven decision tools now dominate industry conversations. Despite this shift, many retailers continue to rely on legacy point-of-sale systems. This choice is often misunderstood as reluctance to innovate, when in reality it reflects careful operational decision-making. For many small and mid-sized businesses, legacy POS systems still play a practical and strategic role. They offer stability, predictable costs, and workflows that are deeply integrated into daily operations. Understanding why these systems remain relevant helps retailers make informed decisions about modernization without unnecessary disruption. The Central Role of…
The AUD/NZD currency pair is emerging as a focal point for traders and investors as diverging macroeconomic trends, central-bank policies, and commodity-price dynamics across Australia and New Zealand create opportunities for directional moves. According to the latest AUD/NZD forecast on Becoin.net, market participants should watch how interest-rate spreads and trade flows could push the pair beyond recent ranges. “With Australia and New Zealand heading into different economic cycles, AUD/NZD is shaping up to be one of the more interesting cross-rate plays in 2026,” said Saqib Iqbal, market analyst at Becoin.net. “For savvy traders, the divergence in monetary tone and macro…
If you have a real estate company, you must know that your business success mostly depends on talking to the right people at the right time. Time and timing are the key here, which the agent or the owner cannot always maintain efficiently. So what or who can help you to get the proper time, timing, and, of course, proper clients? There comes a real estate appointment setter who plays his/her role to help you in many ways. By handling outreach, qualifying leads, and booking meetings with serious buyers and sellers-he or she not only gives you more authentic chances…
AI PPT generators are everywhere these days. Yet most of them still do little more than convert text into slides. They don’t truly understand structure, storytelling, or visual design. Even worse, users often need to hop between multiple tools: one for summarizing content, another for handling PDFs, and yet another to generate a presentation draft. The result? Only small efficiency gains. WorkPPT is changing that. Instead of being just another AI PPT tool, WorkPPT combines AI PPT, AI PDF, AI Mind Maps, and AI Chat into a single platform. The goal is clear: cover the entire workflow, from organizing information…
Introduction In many industrial regions, the core products of hardware startups often rely on precision metal rotational components, from sensor housings to transmission shafts. However, transforming these designs into physical prototypes often faces challenges like lengthy outsourced machining cycles, high per-unit costs, and inconsistent quality, which severely delay time-to-market. The root cause is that many enterprises still view part manufacturing as a traditional “black box” outsourcing process, rather than a core capability integrable with product development. They underestimate the speed, flexibility, and digital potential of modern CNC turning technology. This article clarifies that when CNC turning integrates with on-demand manufacturing,…
Running a small business is challenging, especially when bills stack up faster than you can say “payday.” You want to keep your technology sharp, but loan payments linger in the background like a storm cloud. Many owners feel squeezed by the tug-of-war between important IT upgrades and staying on top of debt. Sometimes, it’s hard to decide which issue needs attention first. Research shows that more than half of SMBs struggle with cash flow because of poor budgeting choices and unmanaged loans. If you juggle too much at once, it is easy to drop the ball. This guide explains clear…
Knowledge about product classification systems is critical in the global trading arena to enable an individual to import or export goods without any problem. The two terms that tend to confuse businesses and traders include HS Code vs. HTS Code. These codes differ in purpose, even though they are closely related, based on the country and the trade regulations. The ability to distinguish between the two will not only prevent unnecessary costs related to non-compliance with the requirements of customs but will also prevent expensive mistakes and delays in international delivery. This paper will identify what HS and HTS codes…
It was midnight when I finally closed my laptop with tired eyes but joy in heart. It was the time when the last document I closed was a Visa document that I just uploaded. Now the only wait was for the confirmation email that after a few days sat in the email box with a golden ticket to the most sacred land of the world. I sat back, took a deep peaceful breath, and smiled. This time was not just about booking a trip but mainly about preparing for the most important journey of my life, Umrah. None of it…
For households investing in renewable energy, home battery storage is one of the smartest ways to capture and use power efficiently. Yet installing a battery system is only the beginning. To ensure it performs at its best—delivering safety, efficiency, and long-term savings—effective monitoring and management are essential. From tracking state of charge to optimising charging times and protecting against faults, monitoring tools provide the insights homeowners need to get the most out of their systems. As advanced solutions show, the right setup can transform not just energy bills but overall energy independence. Core System Components for Monitoring & Management Battery…
Beautiful and perfect hair is not a matter of luck but the result of expertise, thought, and skillful hands that know how to enhance your beauty. There are a few expert stylists in Vancouver who give a new life to your hair with their unique technique and excellent skills. Whether you want a simple change or some special idea, these professionals know how to bring out the real beauty of your hair. This guide will take you behind their methods and tell you how you can get the right hair every time. Flawless Hair Starts with the Right Stylist Selecting…
Picture this: You’re at a beach resort, shoulder to shoulder with strangers. Kids scream nearby. Music blares from three different directions. Your hotel room walls are so thin that you hear every conversation next door. Sound familiar? Many vacations turn into crowded experiences that leave us more drained than refreshed. Privacy and personal space during vacation aren’t luxuries; they’re ESSENTIAL. When you carve out “just you” time during your trip, you unlock better relaxation, improved mental health, and deeper enjoyment. The result? A vacation that actually restores you. The Concept of Privacy on Vacation Privacy on vacation means having control…
Introduction Routine isn’t just for people—it plays a major role in a dog’s daily life. Dogs, like humans, thrive when their environment is predictable, their needs are consistently met, and their energy is properly channeled. When dogs lack structure, behavioral and emotional issues often arise. The power of routine lies in its ability to provide security and balance, two essential components for a dog’s well-being. In homes where daily rhythms vary wildly or where dogs are frequently left alone, anxiety and boredom can easily develop. That’s where structured environments such as dog daycare and boarding facilities offer unexpected support—not just…
In the fast-moving world of construction and renovation, timing isn’t just important—it’s everything. From the first blueprint to the final inspection, each stage of a project depends on seamless transitions and reliable logistics. Among the many factors that influence this pace, material delivery plays a pivotal role that’s often overlooked until something goes wrong. A missed delivery window or late arrival can halt progress, cause scheduling chaos, or even delay multiple trades. Conversely, early and well-coordinated delivery enables smoother operations, better resource allocation, and stronger outcomes. For contractors and project managers, understanding how material delivery fits into the broader execution…
Facing an illness, whether it’s chronic, temporary, or newly diagnosed, can feel overwhelming, isolating, and sometimes frightening, but you don’t have to face it all on your own. Reaching out for help and building a circle of support can make a huge difference in how you cope emotionally, physically, and practically. Here are six people (or groups of people) you can turn to when you’re managing illness, and why asking for help is one of the strongest things you can do. Your Doctor or Healthcare Provider Your first point of contact should be your doctor or specialist. They can help…
Nail design has gradually evolved as a means of artistry, beauty, and self-expression and it is no longer limited to just applying naik polish. It requires a deadly combination of skill and appropriate products to create salon-quality nails irrespective of whether you’re a professional nail artist or a DIY nail enthusiast. These days, there is an array of equipment and formulas like acrylic powder, gel nails, gel paints, and professional grade lighting are imperative to the nail design and extension industry. These important supplies like luna nails are gathered under one roof by nail art platforms, which aid nail artists…
Did you know? According to Desapex, integrating digitalization in engineering processes can reduce post-production engineering errors by 30% and design errors by 50%. Whether you’re designing structural components, validating load resistance, or optimizing material usage, having access to reliable calculations is critical. Fortunately, many essential structural calculations — like moment of inertia — can now be done instantly using validated online tools. One such tool, SDC Verifier’s Free Moment of Inertia Calculator, helps engineers, students, and researchers simplify structural design decisions. Why Online Engineering Calculators Are Game-Changers Gone are the days when engineers had to dig through handbooks or write…
Businesses today face a clear challenge: simply existing online isn’t enough. While everyone knows they need a web presence, Search Engine Optimisation (SEO) is often boxed into a technical corner – seen only as a way to climb search result ladders. This narrow view misses SEO’s true capacity as a strategic engine for comprehensive business growth. Sydney SEO provider Safari Digital makes the point that as search continues to change and evolve, it’s no longer about keywords and rankings – it’s about market visibility across multiple channels and search mediums. Furthermore, it’s about understanding customer needs, building brand strength, and…
Have you ever thought about what it feels like to become famous overnight? One moment, you post a video, and the next day, millions of people are watching it. Sounds exciting, right? For many people, going viral can feel like a dream come true. You get likes, followers, comments, and maybe even money. But what most people don’t see is the pressure that comes with it. Some people enjoy the fame — but others feel stressed, scared, or even unsafe. That’s why some decide to leave the internet completely. In this article, we’ll talk about why some people disappear after…
What Is Bitcoin Mining? Bitcoin mining is essential to the functioning of the Bitcoin network. It secures the network by verifying transactions and creating new blocks on the blockchain. Miners compete to solve complex mathematical puzzles, and the first to succeed receives a reward in Bitcoin. Over the years, Bitcoin mining has evolved from a hobbyist’s pursuit to a massive industry driven by high-powered hardware and specialized equipment. In this guide, we will explore the fundamentals of Bitcoin mining, explain the various factors that influence mining profitability, and review alternative methods like cloud mining and digital miners. Additionally, we’ll dive…
SEO is one of the most important – but sometimes overlooked – resources that a nonprofit can use to improve the online exposure of nonprofits in DC, a city brimming with many nonprofits fighting to get noticed and funded. Now more than ever, the digital marketing space continues to grow. DC-based nonprofits must increase their SEO efforts to appear higher in searches, make more donations, recruit more volunteers, and boost awareness of their incredible work. A nonprofit can’t afford to ignore this regarding its brand’s reputation and website recognition. The first step to achieving this critical objective is understanding…
To relocate to the UK using a Skilled Worker application, candidates must first consider whether they are eligible, investigate the fees, and learn how to put together a high-quality application. With the help of an immigration lawyer, this can be an incredibly efficient process. However, without a lawyer, there is a much higher chance of application rejection. Read on to find out how to submit an accurate UK Skilled Worker application that allows you to successfully relocate to the UK. Overview of the UK Skilled Worker Visa With a successful Skilled Worker Visa application, you can move your career to…
Amidst market volatility, mastering the art of investing is paramount. Explore the top 3 strategies that can empower you to make informed decisions and seize opportunities even in uncertain times. During uncertain times, immediatezenar.com offers strategies for investing wisely, connecting traders with educational experts who provide guidance on navigating market volatility without focusing on short-term gains. 1. Diversification Diversification is a fundamental principle in investing that involves spreading your investments across a variety of asset classes, industries, and geographic regions to reduce risk. By diversifying, you can potentially offset losses in one area with gains in another, thereby stabilizing your…
Images have become an essential means of sharing information online. Gone are the days when users only used text to convey their opinions. The steady rise of user-generated images poses a challenge that traditional text-based moderation can’t handle. Such a task requires a more specialized approach, requiring professional image moderation services. Like any form of content moderation, image moderation plays a crucial role in ensuring the safety of online communities. Image moderation solutions coupled with profile moderation services offer businesses a means of protecting themselves against users utilizing images for malicious intent. The Power of Images Business owners should…
As the excitement mounts for the 2024 Cheltenham Festival, one name stands out as the frontrunner for the title of Leading Owner — JP McManus. With a track record of success, boasting over 70 winners at Prestbury Park’s highlight meeting, and a formidable string of contenders, the Irish billionaire is poised to once again dominate the prestigious event. Read on as we explore McManus’s leading prospects at this year’s Cheltenham Festival — assessing their chances in some of the meeting’s most high-profile races. Jeriko Du Reponet – Supreme Novices’ Hurdle Starting with an outsider before moving on to the short-priced…
Nowadays, companies are always in the quest for fresh and innovative strategies to grow their online presence. Such activities, however, are considered by many as contradicting online privacy. The dilemma is the balancing act that will permit a sustained growth rate for businesses while also respecting privacy laws and ethical issues concerning user privacy. ⚖️ Here’s how businesses can achieve this delicate balance: Understanding the Landscape Putting in place a Strong Privacy Framework Balancing Growth and Privacy Ethical Considerations Understanding the Landscape Data privacy laws such as the General Data Protection Regulation (GDPR) of the European Union have…
Before and after the annexation of Crimea and the outbreak of conflict in Donbas, as well as presently, discussions in Ukraine consistently revolve around the same topics: the need for a strong economy, stimulating domestic production, creating well-paying jobs, ensuring a fair business environment, and preventing abuses by authorities. However, despite ongoing debate, attention continues to focus on addressing immediate problems and economic tactics, with insufficient emphasis on developing a coherent strategy. Although the current period of conflict may not seem like the best time, reality has shown the inadequacy of Ukraine’s old economic paradigm, signaling the need for a…
Have you ever wondered how websites coexist on the same server without interference? VPS Virtualization makes it possible! In simple terms, it’s like having multiple computers within one physical machine. Does it excite you to explore further? Today, we will discuss two prominent virtualization technologies in web hosting: KVM vs OpenVZ. Keep reading to explore further! What Is Virtualization? First, let’s understand the main problem traditional server setups had. We could not host multiple websites or applications using the same hardware resources. Due to this inefficiency, many struggled to manage separate physical servers and their expensive maintenance. Virtualization technology reversed…
The convergence of cryptocurrencies and online gambling has given rise to a new era of convenience and security for players. Utilizing crypto wallets for gambling transactions provides a decentralized and efficient alternative to traditional payment methods. However, as with any digital financial activity, users must be aware of safety precautions to protect their funds and personal information. In this article, we explore the advantages of using crypto wallets for gambling and delve into essential safety measures to ensure a secure and enjoyable gaming experience. Choosing a Secure Crypto Wallet Selecting a secure crypto wallet is the first and foremost safety…
Taxpayers often find themselves in situations where they need someone else to represent them before the Internal Revenue Service (IRS). This could be due to a variety of reasons, such as handling audits, responding to inquiries, or managing tax-related matters. In such cases, the IRS Form 2848, also known as the Power of Attorney and Declaration of Representative, becomes a crucial document. This comprehensive overview aims to provide a deep understanding of IRS Form 2848, its purpose, components, and the process of completing and submitting it. Purpose of IRS Form 2848: The primary purpose of IRS Form 2848 is…